Why Rockport Mortgage?

Experience.

Commitment.

Insight.

Our singular focus on FHA-insured loan programs is our greatest strength, allowing us to leverage the significant programmatic advantages that FHA loan programs provide for the benefit of our clients; earning our reputation for extraordinary diligence, service and guidance.

Click here to see FHA Loan Program Benefits

"Rockport is unmatched in blending the best technical skills with diplomacy, insight and intelligence."

The Boston Land Company

We Are Based in Boston.
Our Solutions Are Nationwide.

As one of the leading FHA lenders in the country, Rockport Mortgage has successfully structured and executed financing solutions for both multifamily and healthcare facilities in 38 states. Since 2001, we have financed over 96,000 multifamily units.

Rockport Mortgage by the Numbers,
2001 - Present

60%
of all New England FHA Multifamily Units

96,871
FHA Multifamily Units Nationwide

$11.5 Billion
Total Loan Volume

Benefits of FHA Financing

Available for affordable and market rate housing, as well as healthcare and assisted living facilities, FHA-insured financing offers multifamily developers, owners and sponsors advantages that other loan programs typically don't have, including:

Lowest available, long-term fixed interest rates;

Flexibility in underwriting and rate locks can allow for more creative finance structures;

Longer loan terms - standard 35- to 40-years;

Higher loan-to-value (LTV) ratios (87-90% for affordable housing);

Lower debt service coverage minimums (1.11 to 1.15 for affordable housing);

FHA-insured mortgages are non-recourse.

Construction financing converts to a permanent loan without performance requirements;

Less costly and more favorable pre-payment terms;

FHA-insured mortgages are assumable;

Reduced MIP for affordable and energy efficient developments (25 - 35 bps);

FHA mortgage insurance can provide a AAA credit enhancement for bond issuances.

View Program Terms Sheets

Anchor 1

Why Rockport Mortgage?

We Are Based in Boston. Our Solutions Are Nationwide.

As one of the leading FHA lenders in the country, Rockport Mortgage has successfully structured and executed financing solutions for both multifamily and healthcare facilities in 38 states. Since 2001, we have financed over 96,000 multifamily units.

Rockport Mortgage by the Numbers, 2001 - Present

60% of all New England FHA Multifamily Units

96,871 FHA Multifamily Units Nationwide

$11.5 Billion Total Loan Volume

Benefits of FHA Financing

Available for affordable and market rate housing, as well as healthcare and assisted living facilities, FHA-insured financing offers multifamily developers, owners and sponsors advantages that other loan programs typically don't have, including:

Lowest available, long-term fixed interest rates;​​

​​

Flexibility in underwriting and rate locks can allow for more creative finance structures;​

​​

Longer loan terms - standard 35- to 40-years;​

​​

Higher loan-to-value (LTV) ratios (87-90% for affordable housing);​

​​

Lower debt service coverage minimums (1.11 to 1.15 for affordable housing);​​

​​

FHA-insured mortgages are non-recourse.

Construction financing converts to a permanent loan without performance requirements;​​

​​

Less costly and more favorable pre-payment terms;​

​​

FHA-insured mortgages are assumable;​

​​

Reduced MIP for affordable and energy efficient developments (25 - 35 bps);​

​​

FHA mortgage insurance can provide a AAA credit enhancement for bond issuances.​​

We Are Based in Boston.
Our Solutions Are Nationwide.

Rockport Mortgage by the Numbers,
2001 - Present

60%
of all New England FHA Multifamily Units

96,871
FHA Multifamily Units Nationwide

$11.5 Billion
Total Loan Volume

Lowest available, long-term fixed interest rates;

Flexibility in underwriting and rate locks can allow for more creative finance structures;

Longer loan terms - standard 35- to 40-years;

Higher loan-to-value (LTV) ratios (87-90% for affordable housing);

Lower debt service coverage minimums (1.11 to 1.15 for affordable housing);

Construction financing converts to a permanent loan without performance requirements;

Less costly and more favorable pre-payment terms;

FHA-insured mortgages are assumable;

Reduced MIP for affordable and energy efficient developments (25 - 35 bps);

FHA mortgage insurance can provide a AAA credit enhancement for bond issuances.