What We Do

Finding the right partner in any loan transaction optimizes results.
Why Rockport Mortgage? Because experience matters.

LEADING

Rockport Mortgage is consistently ranked as one of the leading FHA lenders in the country.

The depth of our expertise is best exemplified by our commanding market share in New England. Since 2010 Rockport Mortgage has financed over $4.2 billion of loan volume, accounting for over 41,000 multifamily units, more than all of our regional competitors combined.

LENDING

The Rockport Mortgage team has successfully structured and executed financing solutions for both affordable and market
rate multifamily properties in 38 states. The FHA programs, and the loan process itself, lend themselves to a tailored approach specific to the uniqueness of both the properties and their owners. Many of the nation’s largest and most respected housing developers, owners and sponsors have been able to make better-informed decisions on financing options with our knowledge and support.

LEVERAGING

Our focus on FHA-insured loan programs, and the wide-ranging professional experiences of our people, enables us to maintain
a recognized competitive advantage. We have a thorough understanding of the FHA loan process and we stay current on evolving HUD guidelines, regulations and matters of importance within our industry. As a result, Rockport Mortgage is able to provide our clients with the expert guidance that is required in an ever-changing regulatory and economic climate.

Benefits of FHA Financing

Available for affordable and market rate housing as well as healthcare and assisted living
facilities. FHA-insured financing offers multifamily developers
advantages that other loan programs typically don’t have, including:

  • Flexibility in developing custom and creative financing structures
  • Longer loan terms (35 – 40 years)
  • Higher loan-to-value (LTV) ratios
  • Fixed interest rate
  • AAA credit enhancement for bond issues
  • Flexibility in underwriting considerations
  • Fully amortizing
  • Lower debt service coverage
  • Non-recourse provisions
  • Assumable debt

As opposed to other typical multifamily loan programs, the FHA loan programs are not a commodity. Our
experience, our knowledge and our ability to gather and interpret information from a variety of
sources allow us to “tell the story” of your property.

FHA Multifamily Loan Programs

Rockport Mortgage offers new construction, refinance, acquisition and rehabilitation financing options for market-rate and affordable multifamily housing, senior housing and healthcare and assisted living communities.

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